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Underinsured Motorist Archives

Wisconsin Underinsured Motorist Coverage

Underinsured motorist coverage, called UIM coverage, covers an injured driver or passenger's losses when the at-fault driver has some liability insurance, but his limits are too low to cover the actual medical bills, wage loss, pain and suffering his bad driving caused. If the at-fault driver's insurance pays for damages up to its policy limits, then your underinsured motorist coverage will cover the excess amount up to the UIM limits you have. A little different from uninsured motorist coverage.

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