Ice slip and fall settlements can include medical bills, wage loss, pain, suffering and disability. The losses or damages must be related to or caused by the slip and fall on ice or snow. This requires an expert medical opinion from the doctor stating that the fall on ice was a substantial factor in causing the injury or an aggravation of a pre-existing condition. In addition, the medical bills are recoverable if the treatment was reasonable and necessary as a result of the icy slip and fall. But any recovery of damages is predicated upon the property owner or maintenance company being legally liable.
An ice slip and fall at a residence is generally going to be covered by the owner's homeowners insurance policy. Homeowner's insurance is a combination of several types of property and liability insurance coverage purchased by the property owner to protect against risks that arise within and around the home, including dangerous conditions like ice on a sidewalk.