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November 2014 Archives

Denied My Claim Workers Comp Closed My Case

Workers comp closed my case according to a letter from the adjuster and Denied My Claim.  Not accurate.  The insurance company can deny paying more benefits and close their file, but they cannot close your case.  Only you and the Wisconsin Worker's Compensation Division Department can close the claim.  The insurance companies write their denial letters so the injured worker is led to believe that once the adjuster denies the claim, that's it, case closed.  Actually, the denial letter is the first salvo fired in the battle to get the injured worker the worker's compensation benefits due.  Most worker's compensation claims in Wisconsin are open for 12 years from the date of injury or the last date indemnity benefits are paid.  With a serious head, neck or back injury, to get the best results it is advisable to consult with an experienced worker's compensation attorney once the injured worker receives a denial or case closed letter from the insurance company.  At McCormick Law Office we offer free consultation to help determine if there are more worker's compensation benefits an injured worker is entitled to.

Why was my workers comp claim denied?

IME business.pngWhy was my workers comp claim denied?  Injured workers ask this question every day, and the right answer is almost always the same: the insurance company doesn't want to pay. Not you, or anyone else for that matter.  Wisconsin's workers' compensation system was created by the government and laws regulate it.  However, the money paying workers' compensation benefits and medical bills comes from private insurance companies that are in business to make a profit.  Worker's compensation insurance companies make money by 1) taking in more money in premiums, and 2) paying out less money in claims.  Number (2) is most likely the reason your worker's compensation claim was denied.  Its just business.

Workers Comp Independent Medical Examination

An independent medical examination has been scheduled by my workers compensation insurance adjuster.  What do I need to know about the workers compensation independent medical examination?  Do I prepare for the workers comp IME?  Will the IME doctor ask me questions?  Is the IME doctor a real second opinion? 

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